Thursday, May 24, 2018

Depositing Checks Using Phone-Banking Apps - Is It Safe?

It’s highly unlikely that paper checks are going to go obsolete anytime soon. Businesses continue to order next day checks in bulk every month. They use them to pay vendors, utility bills, as well as employees. Businesses also receive a lot of checks from their clients and customers. Up until a few years ago, businesses and individuals had to present the checks to a bank teller for them to get cleared. Thanks to the app-based check depositing feature, this is no longer necessary. All the major banks in America offers this service, and it has made receiving paper checks almost hassle-free.
A lot of people, especially the ones who are not used to mobile banking continue to remain skeptical about the safety of this feature. The dangers of depositing a check using an app are not unique.  Sending any information over the internet is susceptible to certain threats. However, when protected using the best encryption technologies, the risk of data breach is little to none.  Right from sending a mail to performing banking transactions, most sensitive data is protected using encryption technology. For most parts, this transmission of data is pretty secure.
Depositing Checks the Old-Fashioned Way (Is it Safe)
Consider the alternative, when you go out to deposit a personal or business check,  it can get misplaced or stolen. Crooks can not only learn the banking info but they can also get hold of the copy of the signature used to authorize the check payments. Does that sound safe? You also hand over the check to a human teller, who you trust would not leak the sensitive banking information. While the app-based check deposit technology cannot guarantee safety (nothing can), it does, however, do a better job at keeping sensitive information protected.
3 Safety Tips When Depositing Checks Using Banking Apps
Online banking apps may look like any other app on the app store, but they are fortified using the latest of security and encryption technology. Following are a few tips that should keep you safe when depositing checks using online banking apps.
Make Sure the App Doesn’t Store the Check Images: You really don’t want the app to store the images of your checks on your mobile device. It should ideally take a snap of the check and send it across without saving anything on the local phone drive.
Don’t Use an Open/Public Wi-Fi Connection: Refrain from using the banking app or doing any financial transaction when on an open or public Wi-Fi connection. In fact, you should not use a public Wi-Fi when doing any sensitive work over the internet.

Get the App from the Bank’s Website: Before you can deposit a bank check online, you need to download the application. Don’t get the app from a “friend” or download it from an unknown website. It also recommended not to download the banking app from Google or Apple stores. Mainly because there are fake apps out there that attempt to steal your information. The best way forward is to go to the bank website to get the app. The banking website would direct you to the correct Google Play or Apple Store page to download the app.

Thursday, May 3, 2018

Thank you, lovely Mum!

It’s almost Mother’s Day again. The second Sunday in May is mom’s special day. Mother’s Day is celebrated all over the world. Some popular gifts are chocolates, flowers and cards. It’s also a great chance for children to pick out a little gift for mom. Moms do a lot. 

Mothers are very special. They take care of us, encourage us, bring us joy and do almost everything for us. They love us unconditionally and always have a warm hug. Did you know that Mother’s Day tradition was started by the American Anna Marie Jarvis? Since mom deserves her own special day, the tradition spread quickly. 

Wendt & Kuehn has a special present recommendation for mom. The little Angels from the GrĂ¼nhainichen workshops like flying out in May, to bring some joy to all the mothers in the whole world.

The GrĂ¼nhainichen Angels® with the eleven white dots on the wings are playing a song for mum or bringing a lovely little gift – for example the Angel with cake and heart. Such a stylish way to say: I’m glad you’re there! 
Two popular gifts are flowers and chocolates. The flowers would wilt. The chocolates will be eaten. The little Angel, decorated on the sideboard, can give some good memories on this day long time afterwards. 
To find more present ideas check out the Wendt & Kuehn website
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Friday, April 27, 2018

Zits Pop n Play Pimples Review

  This is a sponsored post. I received compensation for my participation in this campaign. All thoughts and opinions are my own.

The toys I played with when I was a kid are very different than what is popular for kids these days. Some of the things Noah wants to play with are just weird or gross. He loves slime, and anything poop shaped. I am sure some of the things I wanted as a kid were pretty gross too. I wanted GAK and Floam. We spend a lot of time making slime, a lot of time.

I learned about a product called Zits (ewww) Pop n Play Pimples. They follow in line of the slime and poop shaped items. Zits Pop 'n Play Pimples are stick on pimples that you can pop. It even has white stuff that comes out when you squeeze it. Don’t worry though, it is safe and non-toxic. I know a lot of people watch the pimple popping videos online. Thankfully, Noah doesn’t know about them. I had really bad acne when I was in jr high so it kind of gave me flash backs. Noah loves it. He likes to stick them on his face and arms and hands and pretend he has a bunch of Zits. He wanted to wear them to school but I decided that would probably be frowned upon.

Zits Pop 'n Play Pimples are available now at Walmart and other major retailers and will be sold in packages of 25, with an MSRP of $4.99. That’s a kid friendly price. They also come with a So you will have a lot of Zits popping fun.

For more information please visit Zits website