Thursday, February 20, 2020

Sustainable Energy

This is a sponsored post for Diamond Links. 

One of the many things I love about my aunt and uncle’s house is they use solar energy with solar panels. It’s pretty cool that they can use the sun to power their electronics. They only use solar power at their home most of the time. They do have a generator that is for emergencies. They live in the mountains in California so they use quite a few different resources. All of their water comes from a spring, that my uncle dug. They placed the solar panels themselves. It is probably really nice not to have an electric bill or a water bill. I can’t tell a difference between solar and regular power. 

If I were to build another house, I would definitely want solar panels. Solar panels are better for the environment because everything runs on sun power. It’s important to live in a location that gets a lot of sun. If you don’t have a lot of sun, you may have to rely on a backup method too. However, any energy you can save, is worth saving. It’s so important to save power any chance you can. Turning off lights and televisions when they aren’t being used is an easy place to start. Another great idea is not leaving your chargers plugged in when you aren’t charging your device. It doesn’t seem like it’s using a lot of power but it’s using some. 

Another type of sustainable energy is wind power. This is getting energy from the wind using windmills. Wind power doesn’t cost anything to be used and there’s always more wind.  There’s no digging or using up any resources. We have already used up so much of our resources already. We only have one Earth and we need to protect it.  

Before the sustainable energy, we used a lot of coal and oil, which are not renewable forms of energy. We also had to dig for it and remove it from the earth. Burning coal is bad for the air quality and the ozone layer as well. I have friends who live in New England and they still have propane tanks. Using propane is not only a pain because you have to get it delivered and it runs out. It’s also quite expensive. I personally favor solar and wind energy when possible. 

Sometimes, as home owners we have to deal with companies digging on our land looking for energy sources. There’s sometimes some grey areas about what’s allowed and acceptable. As a homeowner, you have a right to protect your land and your investment. It can be pretty easy to be double talked in to agreeing to something you may not understand. You need to make sure you always understand what is going on. You may find yourself needing a lawyer like Douglas Healy who specializes in energy and resources law. It would definitely be smart to have someone look over anything before you sign it and have them explain the legalities of everything to you before you sign. It’s never a bad thing to be well informed. It may save you some time in the future.  

Thursday, February 13, 2020

The benefits of Plastic Surgery

This is a sponsored post for Diamond Links

These days plastic surgery is such a common thing. I remember growing up and hearing about how people would get plastic surgery. It was always a big deal. Times have sure changed, it seems like it’s very routine to get some kind of work done. I have considered plastic surgery before. I would love to get a breast augmentation and a lift. I think that it would make me feel better about myself. I wouldn’t go too big and I would be smart about it.  I feel like I need them to be fuller more than anything. I hope someday to be able to get it done. 

I also have a huge scar on my stomach where I had a giant tumor removed. I am not sure I would get plastic surgery to get rid of that or not. It’s kind of a battle scar. It symbolizes the struggle I went through and my strength. It also makes me look like I actually have abs. It’s definitely faded some over the years. I know that it will never truly go away. It’s too big and deep. It kind of gives me character. 

Plastic surgery is a great way to fix our imperfections, it can be a confidence booster too. Just remember to do it for you and not because you want to impress anyone. Your opinion of yourself is the only one that matters. 

You can really get all kinds of work done. If you want to change your nose or even if you broke your nose you can get plastic surgery. You can also get your breasts made bigger or smaller or lifted. You can get implants done in your cheeks or your chin or even have your tummy tucked. I know that mom makeovers are a pretty common thing. When moms are done having children, they may want to get some plastic surgery. It’s pretty common in moms who have multiple children. Babies can reek havoc on bodies. Some plastic surgeons offer special mom packages. 

Plastic surgery can be expensive, however they usually have some kind of financing you can get to get your procedure done. It’s usually not covered by insurance unless it’s reconstructive surgery. It would still depend on your insurance company. 

It’s also a great tool for those who have been in an accident or a fire and need help reconstructing their faces and bodies. It’s amazing what a skilled plastic surgeon can do.   The technology is amazing. Most of the time you can’t even tell that they were in an accident. When you are in a tragic event, it really means a lot to get things back to the way they were. It can really help their recovery. Trauma has a lot of psychological effects so plastic surgery can help lessen some of the physical problems. 

It’s so important to choose a great plastic surgeon to do your work. Make sure you see their work before you sign the contract. Be sure to ask a lot of questions. Make sure you feel comfortable with the doctor and the information provided. Take some time to decide if it’s really something you want to do. Have a strong support system. It’s surgery and it can be life changing. 

Friday, February 7, 2020

Tips to avoid debt with Pennon Partners

This is a sponsored post for Diamond Links.

Sometimes in life, unpredictable things happen. You might have unexpected car repairs or even health problems.  Not everyone has an emergency fund, even if they do sometimes it’s not enough. You can accumulate credit card debt very easily. Just a few unexpected things happening and you can rack up some serious debt. 

You know that when it rains it pours. It’s rarely never one thing that goes wrong. It’s always a series of unfortunate things. One year, my refrigerator broke completely and my heat went out within a couple months of each other. Thankfully, the heat was a quick fix but the refrigerator was a goner. This all happened a couple months after I had major surgery to remove a huge cyst, with very expensive hospital bills. 

Another reason you might have credit card debt is poor planning. Young adults don’t always understand the power and dangers of having credit cards. Young adults with credit cards may not always teach young adults about finances until they are older. It can be easy to just not think about how much money you are really spending because you don’t see it come out of your wallet or bank account.

I know when I was a teenager, I signed up for one of those cd clubs where you received eight CDs for a penny.  I didn’t fully understand the fine print at 18. Let’s just say those CDs ended up costing me more than a penny in the long run. Credit card promotions are a great way to get people to sign up but it can also be dangerous if you don’t have good self control. You can get in trouble quickly. I feel like they didn’t teach the dangers of having a credit card in school and interest rates. 

The good news is you can always do something about it. It’s usually not financial ruin. You can hire a company like Pennon Partners who help their clients prioritize their clients needs by offering single monthly payments with a low interest rate. This way you can have one payment instead of several with different interest rates. Having a lot of different interest rates can really add up. Sometimes it can make you go deeper in debt. 

Here’s several good tips to avoid debt:
Try not to live above your means. You may have a taste for the finer things but if you can’t afford it, save for it. This also cuts down on impulse buys. 

Use the envelope method and have a different envelope for each expense.  Ideas are housing payment, food, entertainment, and extras. This way you know exactly how much money you have on hand. Once it’s gone it’s gone. 

Avoid using your credit cards unless you have to. Pay off cards and then close the accounts so you don’t have the temptation of overspending. 

It’s never too early to teach your children about money. Giving your children an allowance, helps them learn how to be financially responsible. It also teaches them about once the money is gone, it’s gone. 

Open a savings account. Have a set amount taken out each month and transferred in to your savings account for emergencies and rainy days. It can be whatever amount you feel comfortable with. By having it come out automatically, you don’t even have to think about it or do anything.  You can also use this savings account for vacations.